After signing up for Binance, put your idle crypto to work with Earn products. Download the Binance APP to check the latest yields. Our site helps you understand each product and who it's best for.
Product Overview
| Product | Type | Risk | Return | Flexibility |
|---|---|---|---|---|
| Simple Earn Flexible | Savings | Low | Low-Med | High (anytime) |
| Simple Earn Locked | Savings | Low | Medium | Low (lock period) |
| ETH Staking | Staking | Low-Med | Medium | Medium |
| Dual Investment | Structured | Medium | Med-High | Low |
| Liquidity Farming | DeFi | Med-High | Med-High | Medium |
| Auto-Invest | Strategy | Depends | Depends | High |
| Grid Trading | Strategy | Medium | Depends | Medium |
Simple Earn
Flexible Savings
- Deposit crypto, earn daily interest
- USDT: ~1-3% APY, BTC: ~0.5-1% APY
- Withdraw anytime, instant
- Best for: Idle assets, want some yield without lock-up
Locked Savings
- Lock for 30/60/90/120 days for higher rates
- 50-100% higher yields than flexible
- Best for: Assets you won't need for a while
How to Use
Earn -> Simple Earn -> Select coin and type -> Enter amount -> Confirm
ETH Staking
Stake ETH to participate in Ethereum Proof of Stake and earn rewards (~3-5% APY). You receive WBETH tokens representing your stake. WBETH is tradeable, so you don't need to wait for unstaking. Rewards compound automatically into WBETH value.
Dual Investment
A structured product: deposit one coin, and at maturity, receive either your original coin + high interest OR the coin is sold at a target price + interest. Risk: may sell low or miss upside. Suitable for users with specific price targets.
Launchpad & Launchpool
Launchpad: Subscribe to new token launches using BNB. Like an IPO for crypto. Often delivers good short-term returns. Requires BNB holdings.
Launchpool: Stake BNB or other tokens to farm new tokens. Get your stake back + new token rewards at maturity. Lower risk.
Which Product Should You Choose?
Conservative: Simple Earn Flexible + Locked. Lowest risk, stable returns.
Balanced: Simple Earn + ETH Staking + Auto-Invest. Moderate risk, diversified.
Aggressive: Grid Trading + Dual Investment + Launchpool. Higher risk and potential returns, requires more attention.
FAQ
Do Earn products have risk?
All investments carry risk. Savings risk is mainly coin price volatility. Dual Investment and liquidity farming have additional product-specific risks.
How are returns calculated?
Most use APY (Annual Percentage Yield). Actual return = Principal x APY x Days / 365.
Are returns deposited automatically?
Flexible savings: daily auto-deposit. Locked: principal + interest returned at maturity.
Can I use multiple products simultaneously?
Yes. Spread assets across different products for diversification.
Security Tips
- Understand before investing: Don't chase high yields blindly
- Mind lock-up periods: Ensure you won't need the funds
- Diversify: Don't put everything in one product
- Be cautious of 100%+ APY: Extremely high yields warrant extra caution
- Check returns regularly: Confirm they're being credited correctly
Register for Binance to explore Earn products and grow your crypto holdings.